3 Essential Commercial Title Insurance Terms img

3 Essential Commercial Title Insurance Terms

calender icon 12/27/2022    poster icon  Mark Goodman

There are many terms and phrases you may encounter during a commercial title insurance transaction, and for someone unfamiliar with the title insurance process, these terms can be confusing. In this article, we are going to define three of the most important terms you may run into when dealing with commercial title insurance.

Title Search

A title search is one of the first steps taken when underwriting commercial title insurance. The process involves looking back through the historical records of the property in question and to determine any relevant interests in the property. This process allows the title insurance company to uncover any potential defects in the chain of title that may cause issues in the future.

Owner’s Policy

An owner’s policy of title insurance protects the owner of the property in question from any future title claims (as laid out in the policy). This is different from a lender’s policy of title insurance, which protects the lender.


Title endorsements are used to customize a general title insurance policy to fit the specific needs of the owner. There are many different types of endorsements that may be utilized when underwriting title insurance. It’s important to work with your title insurer to make sure you have all the appropriate endorsements needed for your title policy.

Commercial Title Solutions

At Commercial Partners Title, we make a commitment to each and every one of our clients to provide the best possible service. Our team of title closers, escrow agents, and underwriters can help you navigate the complexities of your transaction and make sure everything goes smoothly. Give us a call today to chat with our team of commercial title experts. With our primary office located in downtown Minneapolis, we are conveniently located to serve clients in Minnesota and across the country!