Our team of experienced and knowledgeable underwriters works with customers to resolve any undesirable title issues so that when the sale or loan of the property is complete, the customer has a title insurance policy free and clear of any clouds or exceptions that could jeopardize priority or ownership of the land. An underwriter is assigned to each closing to review recordable documents and consider requests for special endorsements from lender or purchaser to minimize the risk to all parties and to avoid coverage gaps. This requires a thorough knowledge of the myriad of options available through ALTA (American Land Title Association) and a firm understanding of the latest policy trends and local/state customs. In addition, we will identify and work to solve potential issues for lenders to the transaction. Loan policies are required by most mortgage lenders in a commercial real estate transaction. These loan policies insure the lender’s interest in the property based on the dollar amount of the loan and the existing exceptions of record.Our underwriting team has worked with every type of complex commercial real estate transaction: acquisitions, dispositions, loan modifications, bankruptcies, workouts, foreclosures and exchanges. Our extensive network enhances our proficiency in title clearance, removal of liens and title insurance policy issuance in Minnesota.
Let our group of experts guide you through the title clearance process!
Some of the Ways We Are Here to Help:
- Mortgage payoffs and releases
- Judgments and other orders of the court
- Pending litigation
- Mechanics lien clearance and waivers
- Non-imputation endorsements
- Zoning problems
- Foreclosure and bankruptcy
- Assessment letters
- Special coverage, as needed