ALTA Endorsements Used in Commercial Title Insurance A to Z
ALTA Endorsements Used in Commercial Title Insurance A to Z img

ALTA Endorsements Used in Commercial Title Insurance A to Z

calender icon 9/2/2024    poster icon  Mark Goodman

In this article, we offer up an A to Z list of ALTA endorsements that can be used in commercial title insurance.

A

  • Access and Entry (Direct) (Adopted 6-17-06) ALTA 17-06

  • Access and Entry (Indirect) (Adopted 6-17-06) ALTA 17.1-06

  • Aggregation (Revised 4-2-13) ALTA 12-06

  • Aggregation – State Limits – Loan (Revised 4-2-13) ALTA 12.1-06

  • Anti-Taint (Adopted 12-2-13) ALTA 43-06

  • Assessments (See Street Assessments)

  • Assignment (Revised 2-3-10) ALTA 10-06

  • Assignment of Rents or Leases (Adopted 12-3-12) ALTA 37-06

C

  • Co-insurance (Revised 10-16-08) ALTA 23-06

  • Commercial Lender Group (Adopted 12-2-13) ALTA 42-06

  • Commercial Participation Interest (Adopted 8-1-12) ALTA 30.1-06

  • Condominium (Revised 2-3-10) ALTA 4-06

  • Condominium (Revised 10-16-08) ALTA 4.1-06

  • Construction Loan – Loss of Priority (See Pending Disbursement)

  • Construction Loan – Loss of Priority – Direct Payment (See Pending Disbursement)

  • Construction Loan – Loss of Priority – Insured’s Direct Payment (See Pending Disbursement)

  • Contiguity – Multiple Parcels (Adopted 6-17-06) ALTA 19-06

  • Contiguity – Single Parcel (Adopted 6-17-06) ALTA 19.1-06

  • Contiguity – Specified Parcels (Adopted 4-2-15) ALTA 19.2-06

  • Contiguity (Internal)

  • Covenants, Conditions and Restrictions – Unimproved Land – Owner’s Policy ALTA 9.1-06 (Revised 4-2-12)

  • Covenants, Conditions and Restrictions – Improved Land – Owner’s Policy ALTA 9.2-06 (Revised 4-2-12)

  • Covenants, Conditions and Restrictions – Land Under Development – ALTA 9.8-06

  • Owner’s Policy (Revised 4-2-12)

  • Covenants, Conditions and Restrictions – Loan Policy (Revised 4-2-12) ALTA 9.3-06

D

  • Date Down (Assignment and) Date Down (Revised 2-3-10) ALTA 10.1-06

  • Disbursement (See Pending Disbursement)

  • Doing Business (Adopted10-16-08) ALTA 24-06

E

  • Easement – Damage or Enforced Removal (Revised 2-3-10) ALTA 28-06

  • Electronic Signature (See Policy Authentication)

  • Encroachments – Boundaries and Easements (Adopted 4-2-12) ALTA 28.1-06

  • Encroachments – Boundaries and Easements – Described Improvements ALTA 28.2-06 (Adopted 4-2-13)

  • Encroachments – Boundaries and Easements – Described Improvements and ALTA 28.3-06

  • Land Under Development (Adopted 4-2-15)

  • Energy Project – Leasehold/Easement – Owner’s (Adopted 4-2-12) (Copy upon request) ALTA 36-06

  • Energy Project – Leasehold/Easement – Loan (Adopted 4-2-12) (Copy upon request) ALTA 36.1-06

  • Energy Project – Leasehold – Owner’s (Adopted 4-2-12) (Copy upon request) ALTA 36.2-06

  • Energy Project – Leasehold – Loan (Adopted 4-2-12) (Copy upon request) ALTA 36.3-06

  • Energy Project – Covenants, Conditions and Restrictions –

  • Land Under Development – Owner’s (Adopted 4-2-12) (Copy upon request) ALTA 36.4-06

  • Energy Project – Covenants, Conditions and Restrictions –

  • Land Under Development – Loan (Adopted 4-2-12) (Copy upon request) ALTA 36.5-06

  • Energy Project – Encroachments (Adopted 4-2-12) (Copy upon request) ALTA 36.6-06

  • Energy Project – Fee Estate – Owner’s Policy (Adopted 12-1-14) (Copy upon request) ALTA 36.7-06

  • Energy Project – Fee Estate – Loan Policy (Adopted 12-1-14) (Copy upon request) ALTA 36.8-06

  • Environmental Lien (Adopted 6-17-06) ALTA 8.1-06

  • Environmental Lien (Commercial) (Revised 10-16-08) ALTA 8.2-06

F

  • Fairway

  • Fairway (LLC)

  • First Loss – Multiple Parcel Transactions (Adopted 6-17-06) ALTA 20-06

  • Forced Removal (See Encroachments)

  • Future Advance – Priority (Loan) (Revised 2-3-11) ALTA 14-06

  • Future Advance – Knowledge (Revised 2-3-11) ALTA 14.1-06

  • Future Advance – Letter of Credit (Revised 2-3-11) ALTA 14.2-06

  • Future Advance – Reverse Mortgage (Revised 2-3-11) ALTA 14.3-06

I

  • Identified Risk Coverage (Adopted 8-1-11) ALTA 34-06

  • Indirect Access and Entry (See Access and Entry)

  • Insure Over (See Identified Risk Coverage)

  • Insured Mortgage Recording – Loan (Adopted 12-2-13) ALTA 44-06

L

  • Leasehold – Owner’s Policy (Revised 4-2-12) ALTA 13-06

  • Leasehold – Loan Policy (Revised 4-2-12) ALTA 13.1-06

  • Location (Adopted 6-17-06) ALTA 22-06

  • Location and Map (Adopted 6-17-06) ALTA 22.1-06

M

  • Manufactured Housing Unit (Adopted 6-17-06) ALTA 7-06

  • Manufactured Housing – Conversion Loan (Adopted 6-17-06) ALTA 7.1-06

  • Manufactured Housing – Conversion Owner’s (Adopted 6-17-06) ALTA 7.2-06

  • Mezzanine Financing (Adopted 6-17-06) ALTA 16-06

  • Minerals and Other Subsurface Substances – Buildings (Adopted 4-2-12) ALTA 35-06

  • Minerals and Other Subsurface Substances – Improvements (Adopted 4-2-12) ALTA 35.1-06

  • Minerals and Other Subsurface Substances – Described Improvements (Adopted 4-2-12) ALTA 35.2-06

  • Minerals and Other Subsurface Substances – Land Under Development (Adopted 4-2-12) ALTA 35.3-06

  • Mortgage Modification (Adopted 6-17-06) ALTA 11-06

  • Mortgage Modification with Subordination (Revised 10-22-09) ALTA 11.1-06

  • Mortgage Modification with Additional Amount of Insurance (Adopted 12-2-13) ALTA 11.2-06

  • Mortgage Registration Tax (MRT) (Adopted 12-3-12) ALTA 38-06

  • Mortgage Registration Tax

  • Multiple Tax Parcel (See Tax Parcel – Multiple)

N

  • Non-Imputation – Full Equity Transfer (Adopted 6-17-06) ALTA 15-06

  • Non-Imputation – Additional Insured (Adopted 6-17-06) ALTA 15.1-06

  • Non-Imputation – Partial Equity Transfer (Adopted 6-17-06) ALTA 15.2-06

P

  • Pari Passu (Adopted 12-1-14) ALTA 45-06

  • Participation (Commercial) (See Commercial Participation Interest)

  • Participating Lenders (See Commercial Lender Group)

  • Pending Disbursement:

  • Construction Loan – Loss of Priority (Adopted 2-3-11) ALTA 32-06

  • Construction Loan – Loss of Priority – Direct Payment (Revised 4-2-13) ALTA 32.1-06

  • Construction Loan – Loss of Priority – Insured’s Direct Payment (Revised 4-2-13) ALTA 32.2-06

  • Disbursement (Adopted 2-3-11) ALTA 33-06

  • Planned Unit Development (Revised 2-3-10) ALTA 5-06

  • Planned Unit Development (Revised 10-16-08) ALTA 5.1-06

  • Policy Authentication (Adopted 4-2-13) ALTA 39-06

  • Private Rights – Loan Policy (Revised 4-2-13) ALTA 9.6-06

  • Private Rights – Current Assessments Loan Policy (Adopted 4-2-15) ALTA 9.6.1-06

  • Private Rights – Owner’s Policy (Revised 4-2-13) ALTA 9.9-06

R

  • Restrictions, Encroachments, Minerals – Loan Policy (Revised 4-2-12) ALTA 9-06

  • Restrictions, Encroachments, Minerals – Land Under Development – Loan Policy ALTA 9.7-06 (Adopted 4-2-12)

  • Restrictions, Encroachments, Minerals – Current Violations – Loan Policy ALTA 9.10-06 (Adopted 4-2-13)

S

  • Sears (Future Improvements)

  • Severable Improvements (Adopted 2-3-11) ALTA 31-06

  • Shared Appreciation Mortgage (Adopted 7-26-10) (Copy upon request) ALTA 30-06

  • Single Tax Parcel (See Tax Parcel – Single)

  • Street Assessment (Adopted 6-17-06) ALTA 1-06

  • Subdivision (Adopted 10-16-08) ALTA 26-06

  • Survey (Same as) (Adopted 10-16-08) ALTA 25-06

  • Survey (Same as Portion of) (Adopted 10-16-08) ALTA 25.1-06

  • Swap, Interest Rate – Direct Obligation (Adopted 2-3-10) ALTA 29-06

  • Swap, Interest Rate – Additional Interest (Adopted 2-3-10) ALTA 29.1-06

  • Swap, Interest Rate – Direct Obligation – Defined Amount (Adopted 8-1-11) ALTA 29.2-06

  • Swap, Interest Rate – Additional Interest – Defined Amount (Adopted 8-1-11) ALTA 29.3-06

T

  • Tax Credit – Owner’s Policy (Adopted 4-2-14) ALTA 40-06

  • Tax Credit – Defined Amount – Owner’s Policy (Adopted 4-2-14) ALTA 40.1-06

  • Tax Parcel – Single (Adopted 6-17-06) ALTA 18-06

  • Tax Parcel – Multiple (Adopted 6-17-06) ALTA 18.1-06

  • Tax Parcel (New)

  • Term Loan with Revolving Credit Line in One Mortgage (See Anti-Taint)

  • Tie-In (See Aggregation)

  • Truth in Lending (Adopted 6-17-06) ALTA 2-06

U

  • Usury (Adopted 10-16-08) ALTA 27-06

  • Utility Access (Revised 10-16-08) ALTA 17.2-06

V

  • Variable Rate Mortgage (Revised 10-16-08) ALTA 6-06

  • Variable Rate Mortgage – Negative Amortization (Revised 10-16-08) ALTA 6.2-06

W

  • Water – Buildings (Revised 12-2-13) ALTA 41-06

  • Water – Improvements (Revised 12-2-13) ALTA 41.1-06

  • Water – Described Improvements (Revised 12-2-13) ALTA 41.2-06

  • Water – Land Under Development (Revised 12-2-13) ALTA 41.3-06 Z

  • Zoning – Unimproved Land (Adopted 6-17-06) ALTA 3-06

  • Zoning – Completed Structure (Revised 10-22-09) ALTA 3.1-06

  • Zoning – Land Under Development (Revised 4-2-12) ALTA 3.2-06

Let Us Help You with Your Commercial Transaction

Commercial Partners Title Company has many decades of experience in the commercial real estate industry. Don’t get bogged down in the weeds of the commercial title process. Let us help you through the many details of your next commercial transaction. Find us at our downtown Minneapolis office and set up your appointment to chat with one of our team members today. We facilitate commercial real estate transactions for properties across the country. No matter where your property is located, we are ready and able to help!